Author: Reese
-
Who’s your agent?
Every client deserves to know their insurance agent by name and have someone to call when help is needed. Many people buy life insurance online or through a 1-800 number and never speak to the same person twice. When a question comes up, or when a family needs to file a claim, that often means…
-
A New View from the Water: Sailing Santa Cruz and the Peace of Mind of Life Insurance
From a sailboat off Santa Cruz, the wharf, the Boardwalk and the beach look like one connected community. Why time on the water brings peace of mind, and how life insurance offers the same feeling to Bay Area families.
-
Who’s Your Agent? Trust in Life Insurers Fell in 2026, and Why It Matters in Morgan Hill
J.D. Power’s 2026 study shows trust in life insurance companies is slipping, while LIMRA finds most people still want a real person when they buy. What it means for Morgan Hill and South Bay families, plus five steps to check your coverage.
-
Is Workplace Life Insurance Enough in the Bay Area?
Relying only on life insurance through work is risky in the Bay Area. New 2026 data, South Bay layoffs and Morgan Hill home prices show why, plus five steps to close a coverage gap.
-
Nearly $17 Billion in Lost Life Insurance Found: How to Search for a Loved One’s Policy
A free tool from state insurance regulators has now matched families with nearly $17 billion in lost life insurance and annuity benefits. Here’s how to use it.
-
Life Insurance Sales Keep Growing in 2026: What the Numbers Show
More Americans are buying life insurance policies this year. LIMRA’s latest sales data shows where the market is heading and what it means for coverage shoppers.
-
Corebridge and Equitable Are Merging: What It Means for Policyholders
Two of the biggest names in life insurance and retirement are combining. Here’s what Corebridge and Equitable policyholders should (and shouldn’t) worry about.
-
Beyond the Bailout: Why the Industry Giants Are the Safer Choice
A life insurance policy is a promise that may need to be kept 20, 30, or even 50 years later. Here is why a top-tier, heritage carrier reduces risk and hassle for beneficiaries.
-
How Much Life Insurance Is Really Needed?
The right amount of life insurance depends on age, income, family situation, and financial goals. A simple framework: secure housing first, then replace income.
-
Financial Advisors vs. Financial Sales
True financial advice should be objective, educational, and centered on the client’s long-term interests. However, much of the financial services industry operates within compensation structures that include commissions, bonuses, or internal sales goals. These incentives don’t automatically mean bad intent but they do introduce potential conflicts of interest. When recommendations are tied, even indirectly, to…
